Celebrities with the Most Heavily Insured Body Parts

If you think talent is the most highly prized asset in entertainment world, then you might like to think twice about that. While talent will always be considered as a top asset for any performer in the business, it is not the only asset high profile performers bank on. Another very expensive asset that Hollywood celebrities depend on is their looks.

Physical attributes have long been the objects of obsession for both Hollywood and its patrons. Despite this shallow nature of the business, there is no denying the fact that having “the look” is one of the most valuable assets celebrities also rely on. And, preserving these assets has long been one of any actor’s priorities.

One such way they can do so is through getting insurance coverage. Although the word insurance will probably get some mixed reactions from common individuals, this means a whole new level of investment for our favorite stars.

How Do Celebrities Get Their Body Parts Insured

It may seem strange, but Hollywood personalities do have their ‘favorite’ body part insured. Usually, these celebrities would ask their agent to go to a broker, who would give them an overview of the complexities of getting insurance.

There are three main things insurance companies would ask a celebrity and these are what body part they want to insure, for how much and for what particular event. And, if you think that these stars can immediately have their way with an insurance company, then think again.

An insurance company would still take a close look at a celebrity’s lifestyle. The more they put themselves at risk, the less money they will receive if they do manage to damage the particular body part they want insured.

There are certain cases when celebrities will not necessarily approach a insurance company when something happens to one of their body parts. One such instance is when a celebrity gets hired for a commercial for a specific company. When this happens, the company would be the one to make use of an insurance policy to protect the asset that a personality will be using for the ad. This is one of the ways that companies use in protecting the stars they book for their campaigns.

Some of the usual body parts celebrities apply insurance coverage for are the following:

Face and/or body: This type of insurance is often used by fashion models, whose entire face and body are their instruments for both financial and professional success.
Vocal Chords: This is the usual coverage singers go for.
Tongue and nose: Food critics are generally the ones who put their palettes up for insurance as it is their job to taste the world’s finest cuisine and, of course, criticize them.
Hands and fingers: Aside from musicians, sports players also put their hands and fingers up for insurance.

The amount of money that these people will receive from their insured body parts will depend on several factors. And, if you believe celebrities getting insurance policies for their body parts is something new, then you would be surprised to know that it is not.

This practice has been around for quite some time now. Some of the famous stars of the Golden Age, who have had their body parts insured include Bette Davis, who ensured her waist for $28,000 and Jimmy Durante, who had his nose for insured for $50,000.

Hollywood Celebrities and their Highly Insured Body Parts

From their face to their buttocks, there are a lot of famous personalities nowadays who have gotten insurance coverage for their body parts. And, you would be surprised to know just what these body parts are and for how much they have been insured for.

Claudia Schiffer

This German model, who is widely recognized for her modeling stint with top fashion brands like Chanel, Yves St. Laurent and Salvatore Ferragamo, has her beautiful face covered for $5 million.

Julia Roberts

The ‘Pretty Woman’ star is known for her million-dollar smile. And, you should know that this cliche when applied to Robert’s smile is highly accurate. The actress had reportedly insured her smile for $30 million.

America Ferrera 

The Ugly Betty star also had her million-dollar chops guaranteed for $10 million. The insurance policy came when Ferrera signed up with Aquafresh to be the model for their commercial.

Tom Jones

This legendary singer has gotten an insurance policy for a rather strange part of his body. If you think this iconic figure in the music industry had his vocal chords insured, then you are hugely wrong. Jones reportedly had his chest hair protected for $7 million.

Dolly Parton­

Here’s another icon in the music industry that had a different part of her body insured. Known for hits like Jolene and 9 to 5, Parton had her 42-inch breasts assured for $ 3.8 million.

Madonna

The Like a Virgin singer reportedly also had her breasts covered for $2 million.

Bruce Springsteen

Here’s one singer who seem to have his priorities right. The legendary Springsteen had his valuable vocal chords insured for $6 million.

Keith Richards

This Rolling Stones guitarist and singer is known for his dexterity with the guitar. So, it would come as no surprise if he had his hands protected for $1.6 million.

Daniel Craig

This British actor gained recognition for his role as the debonair James Bond, which made him more qualified to have any part of his body insured. However, he is not as picky as some of our other noteworthy celebrities, as he only had his his body underwritten for an insurance policy, for a hefty worth of $9 million.

Kylie Minogue

This Australian singer-songwriter, who is known for her hits like ‘Spinning Around’ and ‘Can’t Get You Out of My Head’, had her lovely bottom insured for $5 million.

Jennifer Lopez

This Grammy award winning singer and dancer is not just recognized for her impressive resume, both in the entertainment and music industry, she is also known for her ample bottom. This particular “ass-et” has been insured for a whopping $300 million.

David Beckham

This soccer star has every reason to have his legs protected for over $70 million. This insurance policy assisted the athlete, when he suffered from various knee and foot injuries throughout his career.

Christiano Ronaldo

Here’s another footballer whose legs are worth millions. Ronaldo initially had his legs insured for $131 million. However, after Real Madrid, his legs’ worth rose to a massive $144 million.

Heidi Klum

This former Victoria’s Secret Angel had only one particular part of her body insured, and this is her lusciously long legs. Klum reportedly had her legs covered for over $2.2 million. This is exactly the same amount for which actress Jamie Lee Curtis’ legs have reportedly been insured for.

Taylor Swift

This award-winning singer,songwriter, and actress has proven that she is also one dedicated businesswoman, who is keen about investing outside the music industry. It was recently reported that she had her beautiful legs underwritten for $40 million.

And, the recent news that her pet cat scratched these highly expensive appendages might spell some financial worries for her beloved pet. Poor feline.

Mariah Carey

This multi-awarded singer, songwriter, and producer tops the list of personalities, whose legs were insured for significant amounts. It seems that Carey has other things to worry about other than her vocal chords and this is proven by the fact that she chose her legs to be covered by an insurance policy, instead of the source of her fortune. And, instead of just settling for a six-figure amount, Carey reportedly had her legs protected for a staggering $1 billion.

Having a body part covered by a insurance policy may seem vain for most people. However, if you’d think about it, your body can actually be considered a valuable asset, whether you are a celebrity or not. The body and its parts, thereof, are without a doubt any person’s greatest treasure, as they invariably allows you to fulfill all your potentials and capabilities as an individual. Vanity or not, there is nothing more reassuring than being prepared for any worst case scenario, especially if you are living within the glitz and glamour of Tinseltown.